LearnAboutLaw Staff on Apr 26th, 2008Legal Form | Credit Repair: Method of Verification Demand
-This is a sample “MOV” or “method of verification” letter. It’s an advanced tool in a consumer’s credit repair arsenal. Before using it, you should read about Method of Verification.
Experian
701 Experian Parkway
Allen, TX 75013
RE: Fair Credit Reporting Act Request under § 611(a)(0)
To Whom It May Concern:
Time is of the essence with regard to this request. You [...]
LearnAboutLaw Staff on Apr 26th, 2008Method of Verification - Credit Repair Device
At least one major credit repair website touts “Method of Verification” as a “secret credit repair tool.” Well, not exactly. Method of Verification, or “MOV,” refers to a statutory right that consumers enjoy to demand that a credit reporting agency (transunion, equifax, etc.) supply upon request the method of verification when a consumer asks that [...]
LearnAboutLaw Staff on Apr 21st, 2008Foreclosure Law | Foreclosure Help | Stop Foreclosure
July, 2007 Introduction
Foreclosure is the process by which a bank or lender takes possession of collateral used to secure a loan. Put another way, foreclosure happens to a homeowner when he or she doesn’t pay their mortgage.
Foreclosure is not always a court action. There are two types of foreclosure: judicial foreclosure and trustee’s sale [...]
LearnAboutLaw Staff on Apr 21st, 2008Deficiency Judgement, Anti-Deficiency Laws, California and Elsewhere
July, 2007
As we noted in Foreclosure Law, foreclosure is the process by which a bank or lender takes possession of collateral used to secure a loan. Put another way, foreclosure happens to a homeowner when he or she doesn’t pay their mortgage. And, in California Foreclosure Law, we looked more closely at the law [...]
LearnAboutLaw Staff on Apr 21st, 2008California Foreclosure Law | Foreclosure in California
As we noted in Foreclosure Law, foreclosure is the process by which a bank or lender takes possession of collateral used to secure a loan. Put another way, foreclosure happens to a homeowner when he or she doesn’t pay their mortgage.In California, there are two types of foreclosure: judicial foreclosure and trustee’s sale (non-judicial) foreclosure. [...]
LearnAboutLaw Staff on Apr 13th, 20081099 After Foreclosure | Cancellation of Debt Income
As we noted in Foreclosure Law, foreclosure is the process by which a bank or lender takes possession of collateral used to secure a loan. Put another way, foreclosure happens to a homeowner when he or she doesn’t pay their mortgage. And in What Is a Deficiency Judgement in a Foreclosure | Debt After Foreclosure [...]
